1 - Statement of Fact
You have to agree to a full Statement of Fact, a brief summary of which is detailed below -
the full statement will be shown later if you wish to proceed with cover.
Please check this statement and print a copy for your retention.
A copy of this statement will be provided with the policy documents should cover be requested.
Please click the relevant declaration at the bottom of the page.
NOTE - We may still be able to quote even if the declaration doesn't totally apply to you. Please proceed by ticking the relevant box and, on completion of the quotation, we will contact you. Alternatively, call our helpline now.
- No insurance company has ever refused to insure you, cancelled your policy or imposed special terms.
- You have not been declared bankrupt, been the subject of a County Court Judgement or Scottish Decree, had a company go into liquidation, become insolvent or made arrangements with creditors.
- You have had no claims, other than one property claim settled at under £2,500 in the last 5 years.
- You have not at any time been involved in an incident, be insured or not which involved subsidence, fire or arson.
- You have no criminal convictions other than motoring offences or any classed as spent under the Rehabilitation Of Offenders Act.
- Your property is of standard construction (standard construction is defined as being a fixed, permanent structure with no open sides, built of brick, stone or concrete and roofed with slates, tiles, asphalt, metal or concrete and have no more than 50% total flat roof area).
- Your property is in a good state of repair and not undergoing structural alterations or conversions.
- Your property is not a Grade 1 Listed Building in England or Wales or a Grade A Listed in Scotland.
- Your property is in an area that is free of flooding and subsidence.
- Your property does not have an internal or external ATM machine.
- Your business is not involved in any servicing or repair activities or any process involving the application of heat.
This Statement of Fact should be read together with the policy wording and schedule as one contract and relates to the main material damage & liability policy only.
